Need a commercial auto insurance quote?
You may be interested in getting a commercial auto insurance quote for several reasons. You might consider getting a quote if you and your employees depend on commercial vehicles every day as an essential part of conducting business. For instance making deliveries, handling sales visits, picking up supplies, and even running errands for your business? If your employees were to cause any type of accident, you could be held responsible for this. If you have Commercial Auto insurance it would provide financial protection for your business’ vehicles and its drivers.
When you start looking at quotes there are a few things that you should make sure are included in a policy: One would be Property Damage Liability Coverage, this coverage would pay the property damage to others for which you are responsible. This also would pay for your defense and any court cost if were to be sued. You would also want to make sure the policy includes Bodily Injury Liability Coverage – This would pay for damages due to bodily injury to others for which you are responsible. This would also pay for your defense and court cost if you were sued. Another one to consider would be Collision coverage; this would pay for any covered auto that is damaged by a collision with another object,
Another thing to keep in mind is that many people only carry the minimum limit that they have to. So if you are involved in an accident with another person who is underinsured or even uninsured this may cause a problem for you if you don’t have the proper coverage. So you want to make sure that Uninsured/Underinsured Motorist coverage would be included in your quote. Because it pays for injuries, and in some circumstances property damage, when you are involved in an accident with another person who is not covered.
If you want to make sure that you have the best protection for your business it might be best to have an insurance agent explain everything that can be covered under the commercial auto insurance. That way you can have confidence that your vehicles, your employees, and yourself are protected in case of an accident. Looking for car insurance?