Protect those you love
Help take care of what matters most
Florida Life Insurance
Everyone deserves a secure financial future—and that's why life insurance is so important. GCI will make sure your loved ones are protected.
Get a free consultation
Take care of what matters most. Protect those you love.
Everyone deserves a secure financial future—and that's why life insurance is so important. Whether you're just starting out or you're getting ready to retire, GCI can help make sure your loved ones are protected.
Life Insurance Coverages
Permanent Life Insurance
Dependable protection that lasts a lifetime, you should consider the three types of permanent life insurance: whole, universal and variable universal.
Term Life Insurance
10 to 30 years of affordable coverage, term life insurance may be right for you. With customizable policies, you'll find protection that fits where you are in life.
Affordable coverage catered to you
Term life insurance is designed to replace your income during earning years. Your family can use the benefits to help pay for expenses like housing, childcare and groceries.
Which policy is right for you?
Whether you're looking for the affordability of term life insurance, the long-lasting protection and cash value of permanent life insurance, or a combination of both, we have options to fit your needs and budget. Let us help find the policy that is right for you.
Find the policy for your life
When deciding between term and permanent life insurance, which includes whole, universal and variable universal coverage, consider the option that best fits your needs and budget.
Where are you in life?
A lot can happen throughout your life—and as your world changes, so do your life insurance needs.
- Starting your career
- Growing your family
- Raising children on your own
- Nearing retirement
- Living in retirement
Learn more about the benefits of Life Insurance
Get a quote in just a few minutes and be one step closer to finding the life insurance for you.
What to Expect
Once you've chosen the type and amount of life insurance that works for you, you'll complete an application. Here's what to expect:
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1
Complete an application
Your health and lifestyle will be used to confirm your cost. The better your results, the better your price.
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2
Take a free medical exam
If needed, we'll pick up the bill for an easy, confidential medical exam. At the end, you'll receive a personalized Allstate Wellness Report.
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3
Sign and review your policy
We'll finalize your plan based on your application and health exam. Every policy comes with a 30-day money back guarantee and flexible payment options.
Do You Have Questions?
A list of frequently asked questions to help you understand how it works.
How much Life Insurance do I need?
The amount of coverage needed is different for everyone—see what’s right for you.
What is Term Life Insurance
If you’re looking for 10 to 30 years of affordable coverage, term life insurance may be right for you. With customizable policies, you’ll find protection that fits where you are in life.
What is Permanent Life Insurance?
If you’re looking for dependable protection that lasts a lifetime, you should consider the three types of permanent life insurance: whole, universal and variable universal.
When does coverage begin?
Coverage begins after your policy application is approved without any changes by the insurance company that issued your policy, and you’ve paid your first premium.
Is Life Insurance taxable?
The Internal Revenue Service (IRS) says benefits paid out from a life insurance policy are generally not subject to federal income taxes, provided they are received as a result of the insured person passing away. In that case, your beneficiaries would not have to report the amount or include it as gross income on federal tax returns.
Can a Term policy be converted into a Permanent one?
If you decide you want lifetime coverage, some term policies allow you to convert your term life insurance into a permanent policy without a medical exam. Making the decision to convert may save you money versus purchasing a new life insurance policy at the end of your term.
What is cash value life insurance?
Cash value life insurance is a type of permanent life insurance policy that comes with an investment feature. Cash value is the portion of your policy that earns interest and may be available for you to withdraw or borrow against.
