Affordable coverage

Catered to you

Term Life Insurance

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Affordable Coverage Catered to You

If you’re looking for 10 to 30 years of affordable coverage, term life insurance may be right for you. With customizable policies, you’ll find protection that fits where you are in life.

Term life insurance offers:

  • Great protection for newlyweds, young parents and homeowners
  • Coverage for a specific period of time, like until you reach retirement or your children are grown
  • Flexibility to switch to longer term, permanent protection in the future
  • A choice of policies that pay out either monthly or in a lump sum

Term life insurance is often the lowest priced coverage option, but it is temporary. It designed to replace your income if you pass away during earning years. Your family can use the death benefit to help pay for expenses like housing, childcare and groceries. With Allstate, you’ll have:


A Tax-Free Death Benefit

Provides your family stability at the very time they will need it most.

Flexible Policy Lengths

Typical term insurance is only available in 5 or 10-year increments. With Allstate you can choose any term length between 10 and 30 years. Want a 17 or 26-year policy? The choice is yours.

Affordable Rates & Payments

Plans start as little as $24.42 per month for 20 years at $250,000.

Flexibility to Convert to Permanent Insurance

Switch to longer term protection in the future.

Easy to Understand Options

We offer several coverage options to help make life insurance easy, including life insurance that pays out like a monthly paycheck.